Earnings Per Common Share 
The calculations of basic and diluted earnings per common share for the years ended December 31 were as follows:
(Dollars in thousands, except per common share data)202520242023
Net income available to common shareholders$106,778 $117,205 $113,363 
Less: Dividends paid on unvested common shares819 786 531 
Less: Undistributed loss allocated to unvested common shares159 225 269 
Net earnings allocated to common shareholders$105,800 $116,194 $112,563 
Weighted-average common shares outstanding34,974,619 34,779,548 32,533,086 
Effect of potentially dilutive common shares383,490 367,806 227,722 
Total weighted-average diluted common shares outstanding35,358,109 35,147,354 32,760,808 
Earnings per common share:
Basic$3.03 $3.34 $3.46 
Diluted$2.99 $3.31 $3.44 
Anti-dilutive common shares excluded from calculation:
Restricted common shares— 7,836 9,123 

Historical Timeline

Fiscal YearFiled
2025Feb 26, 2026Showing above
2024Feb 27, 2025
2023Feb 28, 2024
2022Feb 27, 2023
2021Mar 15, 2022
2020Mar 1, 2021

About Earnings Per Share Disclosures

The earnings per share disclosure breaks down the calculation from net income to both basic and diluted EPS, revealing the full impact of a company's capital structure on per-share economics. The reconciliation between basic and diluted share counts exposes how many stock options, RSUs, convertible securities, and warrants are potentially dilutive to existing shareholders.

Key signals: a widening gap between basic and diluted shares indicates growing dilution from equity compensation or convertible instruments. Anti-dilutive securities excluded from the diluted calculation deserve attention — they represent latent dilution that will materialize if the stock price rises. Watch for the effect of share buybacks on per-share metrics: EPS growth driven primarily by repurchases rather than income growth signals weakening fundamentals. Compare year-over-year changes in the diluted share count against equity compensation expense to assess whether management is effectively managing dilution.