NOTE 18.         EARNINGS PER COMMON SHARE

 

Basic earnings per common share are computed by dividing net income available to common stockholders by the weighted average number of common shares outstanding during the period. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable pursuant to the exercise of stock options and vesting of performance shares. The difference in earnings per share under the two-class method was not significant at December 31, 2025, 2024 and 2023.

 

   

Year Ended December 31,

 
   

2025

   

2024

   

2023

 
   

(Dollar Amounts In Thousands Except Per Share Amounts)

 

Earnings Per Share

                       

Weighted average common shares outstanding

    54,609,237       54,528,302       54,411,171  

Net income available to common stockholders

  $ 276,541     $ 227,180     $ 206,791  

Basic earnings per common share

  $ 5.06     $ 4.17     $ 3.80  
                         

Weighted average common shares outstanding

    54,609,237       54,528,302       54,411,171  

Dilutive effects of assumed exercise of stock options and vesting of performance shares

    57,037       95,932       124,144  

Weighted average common and dilutive potential common shares outstanding

    54,666,274       54,624,234       54,535,315  

Net income available to common stockholders

  $ 276,541     $ 227,180     $ 206,791  

Diluted earnings per common share

  $ 5.06     $ 4.16     $ 3.79  

  

Historical Timeline

Fiscal YearFiled
2025Feb 27, 2026Showing above
2024Mar 3, 2025
2023Mar 1, 2024
2022Feb 28, 2023
2021Feb 25, 2022
2020Feb 26, 2021
2019Feb 25, 2020
2018Feb 28, 2019

About Earnings Per Share Disclosures

The earnings per share disclosure breaks down the calculation from net income to both basic and diluted EPS, revealing the full impact of a company's capital structure on per-share economics. The reconciliation between basic and diluted share counts exposes how many stock options, RSUs, convertible securities, and warrants are potentially dilutive to existing shareholders.

Key signals: a widening gap between basic and diluted shares indicates growing dilution from equity compensation or convertible instruments. Anti-dilutive securities excluded from the diluted calculation deserve attention — they represent latent dilution that will materialize if the stock price rises. Watch for the effect of share buybacks on per-share metrics: EPS growth driven primarily by repurchases rather than income growth signals weakening fundamentals. Compare year-over-year changes in the diluted share count against equity compensation expense to assess whether management is effectively managing dilution.