4. EARNINGS PER COMMON SHARE

 

 

 

2025

 

 

2024

 

 

2023

 

Basic Earnings Per Common Share:

 

 

 

 

 

 

 

 

 

Net Income

 

$

271.7

 

 

$

250.9

 

 

$

217.5

 

Less: Provision for preferred dividends

 

 

14.8

 

 

 

14.8

 

 

 

14.8

 

Income allocated to participating securities

 

 

0.3

 

 

 

0.3

 

 

 

0.3

 

Net Income Available to Common Shareholders

 

$

256.6

 

 

$

235.8

 

 

$

202.4

 

Weighted Average Common Shares Outstanding (in millions)

 

 

58.5

 

 

 

56.1

 

 

 

52.5

 

Basic Earnings Per Share of Common Stock

 

$

4.39

 

 

$

4.20

 

 

$

3.86

 

Diluted Earnings per Common Share:

 

 

 

 

 

 

 

 

 

Net Income

 

$

271.7

 

 

$

250.9

 

 

$

217.5

 

Less: Provision for preferred dividends

 

 

14.8

 

 

 

14.8

 

 

 

14.8

 

Income allocated to participating securities

 

 

0.3

 

 

 

0.3

 

 

 

0.3

 

Net Income Available to Common Shareholders

 

$

256.6

 

 

$

235.8

 

 

$

202.4

 

Weighted Average Common Shares Outstanding (in millions)

 

 

58.5

 

 

 

56.1

 

 

 

52.5

 

Dilutive Effect of Restricted Stock and Restricted Stock Units
   (in millions)*

 

 

0.2

 

 

 

0.2

 

 

 

0.1

 

Weighted Average Diluted Common Shares (in millions)

 

 

58.7

 

 

 

56.3

 

 

 

52.6

 

Diluted Earnings Per Share of Common Stock

 

$

4.37

 

 

$

4.19

 

 

$

3.85

 

 

 

 

 

 

 

 

 

 

 

* Calculation excludes certain outstanding common shares (shown in
   millions by period at the right) attributable to common stock forward
   contracts, stock units subject to performance or market conditions, and
   restricted stock, which could have a dilutive effect in the future

 

 

0.2

 

 

 

0.1

 

 

 

1.9

 

About Earnings Per Share Disclosures

The earnings per share disclosure breaks down the calculation from net income to both basic and diluted EPS, revealing the full impact of a company's capital structure on per-share economics. The reconciliation between basic and diluted share counts exposes how many stock options, RSUs, convertible securities, and warrants are potentially dilutive to existing shareholders.

Key signals: a widening gap between basic and diluted shares indicates growing dilution from equity compensation or convertible instruments. Anti-dilutive securities excluded from the diluted calculation deserve attention — they represent latent dilution that will materialize if the stock price rises. Watch for the effect of share buybacks on per-share metrics: EPS growth driven primarily by repurchases rather than income growth signals weakening fundamentals. Compare year-over-year changes in the diluted share count against equity compensation expense to assess whether management is effectively managing dilution.