8. FAIR VALUE OF FINANCIAL INSTRUMENTS

The carrying amounts and estimated fair values of financial instruments not measured at fair value on a recurring basis were as follows:

 

 

 

 

 

 

 

 

 

Classification of

 

 

 

 

 

 

 

 

 

Estimated Fair Value

 

 

 

 

 

 

 

 

 

Quoted

 

 

 

 

 

 

 

 

 

 

 

 

Prices in

 

 

Significant

 

 

 

 

 

 

 

 

 

Active

 

 

Observable

 

 

 

Carrying

 

 

Fair

 

 

Markets

 

 

Inputs

 

 

 

Amount

 

 

Value

 

 

(Level 1)

 

 

(Level 2)

 

Spire

 

 

 

 

 

 

 

 

 

 

 

 

As of September 30, 2025

 

 

 

 

 

 

 

 

 

 

 

 

Cash and cash equivalents

 

$

5.7

 

 

$

5.7

 

 

$

5.7

 

 

$

 

Notes payable

 

 

1,317.0

 

 

 

1,317.0

 

 

 

 

 

 

1,317.0

 

Long-term debt, including current portion

 

 

3,856.9

 

 

 

3,691.5

 

 

 

 

 

 

3,691.5

 

As of September 30, 2024

 

 

 

 

 

 

 

 

 

 

 

 

Cash and cash equivalents

 

$

4.5

 

 

$

4.5

 

 

$

4.5

 

 

$

 

Notes payable

 

 

947.0

 

 

 

947.0

 

 

 

 

 

 

947.0

 

Long-term debt, including current portion

 

 

3,746.4

 

 

 

3,600.3

 

 

 

 

 

 

3,600.3

 

Spire Missouri

 

 

 

 

 

 

 

 

 

 

 

 

As of September 30, 2025

 

 

 

 

 

 

 

 

 

 

 

 

Notes payable - associated companies

 

$

566.3

 

 

$

566.3

 

 

$

 

 

$

566.3

 

Long-term debt

 

 

1,953.6

 

 

 

1,874.0

 

 

 

 

 

 

1,874.0

 

As of September 30, 2024

 

 

 

 

 

 

 

 

 

 

 

 

Notes payable - associated companies

 

$

495.3

 

 

$

495.3

 

 

$

 

 

$

495.3

 

Long-term debt

 

 

1,803.4

 

 

 

1,736.9

 

 

 

 

 

 

1,736.9

 

Spire Alabama

 

 

 

 

 

 

 

 

 

 

 

 

As of September 30, 2025

 

 

 

 

 

 

 

 

 

 

 

 

Cash and cash equivalents

 

$

1.9

 

 

$

1.9

 

 

$

1.9

 

 

$

 

Notes payable - associated companies

 

 

130.1

 

 

 

130.1

 

 

 

 

 

 

130.1

 

Long-term debt

 

 

711.7

 

 

 

675.9

 

 

 

 

 

 

675.9

 

As of September 30, 2024

 

 

 

 

 

 

 

 

 

 

 

 

Cash and cash equivalents

 

$

1.5

 

 

$

1.5

 

 

$

1.5

 

 

$

 

Notes payable - associated companies

 

 

48.4

 

 

 

48.4

 

 

 

 

 

 

48.4

 

Long-term debt, including current portion

 

 

746.3

 

 

 

711.8

 

 

 

 

 

 

711.8

 

Historical Timeline

Fiscal YearFiled
2025Nov 14, 2025Showing above
2024Nov 20, 2024
2023Nov 16, 2023
2022Nov 16, 2022
2021Nov 22, 2021
2020Nov 18, 2020
2019Nov 26, 2019
2018Nov 15, 2018
2017Nov 15, 2017
2016Nov 15, 2016
2015Nov 24, 2015

About Fair Value Disclosures

Fair value disclosures classify all assets and liabilities measured at fair value into a three-level hierarchy: Level 1 (quoted market prices), Level 2 (observable inputs like yield curves), and Level 3 (unobservable inputs requiring management estimates). The proportion of Level 3 assets directly reflects how much of the balance sheet depends on internal models rather than market evidence.

Key signals: a growing Level 3 balance relative to total fair-value assets increases valuation uncertainty and earnings volatility risk. Watch for transfers between levels — assets moving from Level 2 to Level 3 often signal deteriorating market liquidity. Unrealized gains and losses on Level 3 positions flow through earnings or other comprehensive income, so large swings deserve scrutiny. For financial institutions, examine the sensitivity disclosures that show how Level 3 valuations change under alternative assumptions. Compare the fair value of debt against its carrying amount to gauge hidden leverage.