Note 15: Earnings Per Share

Earnings per share (EPS) were computed as follows:

Year Ended December 31, 2025

  ​ ​ ​

  ​ ​ ​

Weighted-

  ​ ​ ​

Average

Net

Shares

Per Share

Income

Outstanding

Amount

(In thousands)

Net income

$

7,753

 

  ​

 

  ​

Less allocated earnings on non-vested restricted stock

 

(98)

 

  ​

 

  ​

Less allocated dividends on non-vested restricted stock

 

(270)

 

  ​

 

  ​

Net income allocated to common stockholders

 

7,385

 

  ​

 

  ​

 

  ​

 

5,492,092

Basic and diluted earnings per share

 

  ​

 

$

1.34

Year Ended December 31, 2024

  ​ ​ ​

  ​ ​ ​

Weighted-

  ​ ​ ​

Average

Net

Shares

Per Share

Income

Outstanding

Amount

(In thousands)

Net income

$

7,402

 

  ​

 

  ​

Less allocated earnings on non-vested restricted stock

 

(97)

 

  ​

 

  ​

Less allocated dividends on non-vested restricted stock

 

(243)

 

  ​

 

  ​

Net income allocated to common stockholders

 

7,062

 

  ​

 

  ​

 

  ​

 

5,539,653

 

  ​

Basic and diluted earnings per share

 

  ​

 

  ​

$

1.27

Historical Timeline

Fiscal YearFiled
2025Mar 18, 2026Showing above
2024Mar 14, 2025
2023Mar 20, 2024
2022Mar 17, 2023
2021Mar 18, 2022
2019Mar 20, 2020
2018Mar 20, 2019
2017Mar 20, 2018
2016Mar 20, 2017
2015Mar 16, 2016

About Earnings Per Share Disclosures

The earnings per share disclosure breaks down the calculation from net income to both basic and diluted EPS, revealing the full impact of a company's capital structure on per-share economics. The reconciliation between basic and diluted share counts exposes how many stock options, RSUs, convertible securities, and warrants are potentially dilutive to existing shareholders.

Key signals: a widening gap between basic and diluted shares indicates growing dilution from equity compensation or convertible instruments. Anti-dilutive securities excluded from the diluted calculation deserve attention — they represent latent dilution that will materialize if the stock price rises. Watch for the effect of share buybacks on per-share metrics: EPS growth driven primarily by repurchases rather than income growth signals weakening fundamentals. Compare year-over-year changes in the diluted share count against equity compensation expense to assess whether management is effectively managing dilution.