Earnings (Loss) Per Common Share
Summarized basic and diluted earnings (loss) per common share were calculated as follows:
 Year Ended December 31,
 (in thousands, except per share data)202520242023
Numerator:
Net earnings (loss)$73,242 $123,478 $(5,179)
Denominator:
Weighted-average shares outstanding56,479 54,654 54,978 
Effect of dilutive stock awards (1) (2)
2,133 1,279 — 
Weighted-average dilutive shares58,612 55,933 54,978 
Basic earnings (loss) per common share $1.30 $2.26 $(0.09)
Diluted earnings (loss) per common share$1.25 $2.21 $(0.09)
Anti-dilutive securities excluded from diluted earnings (loss) per common share:
Anti-dilutive time-vesting restricted share units (3)
652 — 1,163 
Anti-dilutive performance share units— 475 1,292 
Anti-dilutive stock options264 53 656 
(1) There was no dilutive effect to the loss per common share for the year ended December 31, 2023 due to the net loss incurred for the period.
(2) Weighted-average dilutive shares outstanding for the year ended December 31, 2025, includes approximately 1.2 million common shares, issued in connection with the acquisition of Brigit and subject to vesting conditions under restricted stock agreements.
(3) Anti-dilutive time-vesting restricted share units for the year ended December 31, 2023 includes approximately 0.4 million common shares issued in connection with the acquisition of Acima Holdings and subject to vesting conditions under restricted stock agreements

Historical Timeline

Fiscal YearFiled
2025Feb 23, 2026Showing above
2024Feb 25, 2025
2023Feb 27, 2024

About Earnings Per Share Disclosures

The earnings per share disclosure breaks down the calculation from net income to both basic and diluted EPS, revealing the full impact of a company's capital structure on per-share economics. The reconciliation between basic and diluted share counts exposes how many stock options, RSUs, convertible securities, and warrants are potentially dilutive to existing shareholders.

Key signals: a widening gap between basic and diluted shares indicates growing dilution from equity compensation or convertible instruments. Anti-dilutive securities excluded from the diluted calculation deserve attention — they represent latent dilution that will materialize if the stock price rises. Watch for the effect of share buybacks on per-share metrics: EPS growth driven primarily by repurchases rather than income growth signals weakening fundamentals. Compare year-over-year changes in the diluted share count against equity compensation expense to assess whether management is effectively managing dilution.