Note 23—Fair Value Measurements

Assets and Liabilities Not Recorded at Fair Value on the Consolidated Balance Sheet

Our long-term debt, including the current portion, not reflected in the financial statements at fair value, is reflected in the table below:

 

Fair Value Measurement at
January 31, 2026

 

 

 

 

(In thousands)

 

Level 1

 

 

Level 2

 

 

Level 3

 

 

Total

 

 

Carrying
Value

 

Long-Term Debt and Related Current Maturities

 

$

 

 

$

 

 

$

21,565

 

 

$

21,565

 

 

$

21,436

 

 

 

Fair Value Measurement at
January 31, 2025

 

 

 

 

(In thousands)

 

Level 1

 

 

Level 2

 

 

Level 3

 

 

Total

 

 

Carrying
Value

 

Long-Term Debt and Related Current Maturities

 

$

 

 

$

 

 

$

25,202

 

 

$

25,202

 

 

$

25,239

 

 

The fair value of our long-term debt, including the current portion, is estimated by discounting the future cash flows using current interest rates at which similar borrowings with the same maturities would be made to borrowers with similar credit ratings and is classified as Level 3.

Historical Timeline

Fiscal YearFiled
2026Apr 15, 2026Showing above
2025Apr 15, 2025
2024Apr 12, 2024
2023Apr 17, 2023
2022Apr 18, 2022
2021Apr 13, 2021
2020Apr 10, 2020
2019Apr 10, 2019
2018Apr 10, 2018
2017Apr 7, 2017
2016Apr 8, 2016

About Fair Value Disclosures

Fair value disclosures classify all assets and liabilities measured at fair value into a three-level hierarchy: Level 1 (quoted market prices), Level 2 (observable inputs like yield curves), and Level 3 (unobservable inputs requiring management estimates). The proportion of Level 3 assets directly reflects how much of the balance sheet depends on internal models rather than market evidence.

Key signals: a growing Level 3 balance relative to total fair-value assets increases valuation uncertainty and earnings volatility risk. Watch for transfers between levels — assets moving from Level 2 to Level 3 often signal deteriorating market liquidity. Unrealized gains and losses on Level 3 positions flow through earnings or other comprehensive income, so large swings deserve scrutiny. For financial institutions, examine the sensitivity disclosures that show how Level 3 valuations change under alternative assumptions. Compare the fair value of debt against its carrying amount to gauge hidden leverage.