Note 5

Fair Value of Financial Instruments

Except as described below, the carrying value of the Company’s financial instruments approximates fair value due to the short-term nature of these financial instruments.

Debt

The Company estimates the fair value of its debt by discounting the future cash flows of each instrument at estimated market rates consistent with the maturity of a debt obligation with similar credit terms and credit characteristics, which are Level 3 inputs under the fair value hierarchy. Market rates take into consideration general market conditions and maturity. As of December 31, 2025, both the carrying value and estimated fair value of the Company’s debt were approximately $1.5 billion. As of December 31, 2024, the carrying value and estimated fair value of the Company’s debt were approximately $1.5 billion and $1.4 billion, respectively. Both the carrying value and the estimated fair value of the Company’s debt (as discussed above) are net of unamortized debt issuance costs related to term loans, senior notes and mortgage debt for each specific year.

Derivative Instruments

Currently, the Company uses interest rate swaps to manage its interest rate risk on variable-rate debt. Throughout the terms of these interest rate swaps, the Company pays a fixed rate of interest and receives a floating rate of interest equal to the one-month SOFR with nine out of the eleven swaps also including an additional 0.10% SOFR spread adjustment. The swaps are designed to effectively fix the interest payments on variable-rate debt instruments. These swap instruments are recorded at fair value and, if in an asset position, are included in other assets, net, and, if in a liability position, are included in accounts payable and other liabilities in the Company’s consolidated balance sheets. The fair values of the Company’s interest rate swap agreements are determined using the market standard methodology of netting the discounted future fixed cash payments and the discounted expected variable cash receipts, which is considered a Level 2 measurement under the fair value hierarchy. The variable cash receipts are based on an expectation of future interest rates (forward curves) derived from observable market interest rate curves. The following table sets forth information for each of the Company’s interest rate swap agreements outstanding as of December 31, 2025 and 2024. All dollar amounts are in thousands.

 

 

 

 

 

 

 

 

 

 

 

 

Fair Value Asset (Liability)

 

Notional Amount at December 31, 2025

 

 

Origination
Date

 

Effective
Date

 

Maturity
Date

 

Swap Fixed
Interest
Rate

 

December 31,
2025

 

 

December 31,
2024

 

Active interest rate swaps designated as cash flow hedges at December 31, 2025:

 

 

 

 

 

 

$

75,000

 

 

8/21/2019

 

5/18/2021

 

5/18/2026

 

1.29%

 

 

688

 

 

 

2,924

 

 

125,000

 

 

11/3/2023

 

11/3/2023

 

11/18/2026

 

4.51%

 

 

(1,061

)

 

 

(860

)

 

50,000

 

 

8/2/2024

 

8/2/2024

 

8/18/2027

 

3.63%

 

 

(196

)

 

 

590

 

 

50,000

 

 

8/1/2024

 

8/5/2024

 

8/31/2027

 

3.84%

 

 

(373

)

 

 

344

 

 

50,000

 

 

3/17/2023

 

3/20/2023

 

3/18/2028

 

3.50%

 

 

(133

)

 

 

910

 

 

50,000

 

 

3/17/2023

 

3/20/2023

 

3/20/2028

 

3.49%

 

 

(144

)

 

 

900

 

 

50,000

 

 

8/1/2024

 

8/5/2024

 

8/18/2028

 

3.75%

 

 

(491

)

 

 

554

 

 

50,000

 

 

8/1/2025

 

8/1/2025

 

8/31/2028

 

3.38%

 

 

(114

)

 

 

-

 

 

50,000

 

 

8/1/2025

 

8/1/2025

 

8/31/2028

 

3.38%

 

 

(117

)

 

 

-

 

 

50,000

 

 

7/11/2024

 

7/18/2024

 

7/18/2029

 

3.96%

 

 

(890

)

 

 

270

 

 

85,000

 

 

12/31/2019

 

12/31/2019

 

12/31/2029

 

1.87%

 

 

5,082

 

 

 

8,510

 

 

685,000

 

 

 

 

 

 

 

 

 

 

 

2,251

 

 

 

14,142

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Matured interest rate swaps at December 31, 2025:

 

 

 

 

 

 

 

75,000

 

 

8/21/2019

 

5/18/2020

 

5/18/2025

 

1.26%

 

 

-

 

 

 

887

 

 

50,000

 

 

6/1/2018

 

1/31/2019

 

6/30/2025

 

2.88%

 

 

-

 

 

 

361

 

 

25,000

 

 

12/6/2018

 

1/31/2020

 

6/30/2025

 

2.74%

 

 

-

 

 

 

197

 

$

150,000

 

 

 

 

 

 

 

 

 

 

 

-

 

 

 

1,445

 

 

 

 

 

 

 

 

 

 

 

 

$

2,251

 

 

$

15,587

 

 

The Company assesses, both at inception and on an ongoing basis, the effectiveness of its qualifying cash flow hedges. As of December 31, 2025, all 11 active interest rate swap agreements listed above were designated as cash flow hedges. The change in the fair value of the Company’s designated cash flow hedges is recorded to accumulated other comprehensive income, a component of shareholders’ equity in the Company’s consolidated balance sheets.

Amounts reported in accumulated other comprehensive income will be reclassified to interest and other expense, net as interest payments are made or received on the Company’s variable-rate derivatives. The Company estimates that approximately $0.5 million of net unrealized gains included in accumulated other comprehensive income at December 31, 2025 will be reclassified as a decrease to interest and other expense, net within the next 12 months.

The following tables present the effect of derivative instruments in cash flow hedging relationships in the Company’s consolidated statements of operations and comprehensive income for the years ended December 31, 2025, 2024 and 2023 (in thousands):

 

 

 

Net Unrealized Gain (Loss) Recognized in Other Comprehensive Loss

 

 

 

2025

 

 

2024

 

 

2023

 

Interest rate derivatives in cash flow hedging
   relationships

 

$

(5,318

)

 

$

15,200

 

 

$

5,870

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net Unrealized Gain Reclassified from Accumulated Other Comprehensive Income to Interest and Other Expense, net

 

 

 

2025

 

 

2024

 

 

2023

 

Interest rate derivatives in cash flow hedging
   relationships

 

$

8,018

 

 

$

20,017

 

 

$

22,347

 

 

 

 

 

 

 

 

 

 

 

Historical Timeline

Fiscal YearFiled
2025Feb 23, 2026Showing above
2024Feb 24, 2025
2023Feb 22, 2024
2022Feb 21, 2023
2021Feb 22, 2022
2020Feb 23, 2021
2019Feb 24, 2020
2018Feb 25, 2019
2017Feb 22, 2018
2016Feb 27, 2017
2015Feb 25, 2016

About Fair Value Disclosures

Fair value disclosures classify all assets and liabilities measured at fair value into a three-level hierarchy: Level 1 (quoted market prices), Level 2 (observable inputs like yield curves), and Level 3 (unobservable inputs requiring management estimates). The proportion of Level 3 assets directly reflects how much of the balance sheet depends on internal models rather than market evidence.

Key signals: a growing Level 3 balance relative to total fair-value assets increases valuation uncertainty and earnings volatility risk. Watch for transfers between levels — assets moving from Level 2 to Level 3 often signal deteriorating market liquidity. Unrealized gains and losses on Level 3 positions flow through earnings or other comprehensive income, so large swings deserve scrutiny. For financial institutions, examine the sensitivity disclosures that show how Level 3 valuations change under alternative assumptions. Compare the fair value of debt against its carrying amount to gauge hidden leverage.