NOTE 11 — LEASES

The following table depicts the Company’s future annual minimum leases payments as of December 31, 2025:

  ​ ​ ​

Operating

Leases

Consumer

 

  ​

2026

$

1,130,777

2027

 

887,803

2028

 

652,641

2029

 

533,234

2030

 

203,190

Thereafter

 

-

Total minimum lease payments

 

3,407,645

Less: imputed interest

 

(268,790)

Sub-total

 

3,138,855

Commercial

 

  ​

2026

 

1,280,989

2027

 

1,453,169

2028

 

1,476,504

2029

 

1,535,564

2030

 

1,596,986

Thereafter

 

550,061

Total minimum lease payments

 

7,893,273

Less: imputed interest

 

(1,098,266)

Sub-total

 

6,795,007

Total

 

9,933,862

Less: current portion

 

1,937,295

$

7,996,567

All of the Company’s leased facilities, as of December 31, 2025, are non-cancellable. The leases are a combination of triple net leases, for which the Company pays its proportionate share of common area maintenance, property taxes, and property insurance, and modified gross leases, for which the Company directly pays for common area maintenance and property insurance. Lease costs are comprised of a combination of minimum lease payments and variable lease costs.

The following table depicts supplemental cash flow information related to operating leases:

Year Ended December 31, 

  ​ ​ ​

2025

  ​ ​ ​

2024

Non-cash activities: right-of-use operating lease assets obtained in exchange for new operating lease liabilities

$

7,235,358

$

2,341,024

The following table depicts the Company’s leasing costs for the years ended December 31, 2025 and 2024:

Year Ended December 31, 

  ​ ​ ​

2025

2024

Consumer

  ​ ​ ​

Commercial

  ​ ​ ​

Consolidated

Consumer

  ​ ​ ​

Commercial

  ​ ​ ​

Consolidated

Operating lease cost

$

1,117,351

$

1,448,929

$

2,566,280

$

747,356

$

1,357,709

$

2,105,065

Variable lease cost

 

242,983

477,629

 

720,612

 

217,362

590,599

 

807,961

Short-term lease cost

32,153

150,258

182,411

167,550

179,877

347,427

 

$

1,392,487

$

2,076,816

$

3,469,303

$

1,132,268

$

2,128,185

$

3,260,453

As of December 31, 2025, the weighted average remaining lease term and weighted average discount rate for operating leases were 4.6 years and 5.1%. As of December 31, 2024, the weighted average remaining lease term and weighted average discount rate for operating leases were 3.0 years and 3.9%.

Historical Timeline

Fiscal YearFiled
2025Mar 18, 2026Showing above
2024Mar 26, 2025
2023Mar 21, 2024
2022Mar 16, 2023
2021Mar 16, 2022
2020Mar 23, 2021
2019Mar 26, 2020
2018Apr 12, 2019
2017Mar 21, 2018
2016Apr 14, 2017
2015Mar 30, 2016

About Leases Disclosures

Lease disclosures under ASC 842 provide a comprehensive view of a company's leased asset portfolio, including the split between operating and finance leases, discount rates used to present-value future payments, and the maturity schedule of lease obligations. This section reveals a significant source of off-balance-sheet commitments that were largely hidden before the current standard.

Key signals: the weighted-average discount rate affects the size of recorded lease liabilities — a higher rate reduces the reported obligation, so compare the chosen rate against the company's incremental borrowing rate. The operating versus finance lease mix affects both EBITDA and operating income presentation. Watch the maturity table for concentration risk: large payment cliffs in specific years may create cash flow pressure. Variable lease payments excluded from the liability measurement represent real obligations that do not appear on the balance sheet. Compare total lease costs against prior-year operating lease expense to assess the true economic burden.