Premises and equipment are summarized as follows:

 

 

 

December 31,

 

 

 

2025

 

 

2024

 

 

 

(Dollars in Thousands)

 

Land

 

$

7,835

 

 

$

5,390

 

Premises

 

 

25,372

 

 

 

24,798

 

Furniture, fixtures and equipment

 

 

16,771

 

 

 

16,972

 

Construction in progress

 

 

795

 

 

 

891

 

Total cost of premises and equipment

 

 

50,773

 

 

 

48,051

 

Less accumulated depreciation

 

 

(24,489

)

 

 

(23,248

)

Total premises and equipment, net

 

$

26,284

 

 

$

24,803

 

Historical Timeline

Fiscal YearFiled
2025Mar 12, 2026Showing above
2024Mar 14, 2025
2023Mar 14, 2024
2022Mar 10, 2023
2021Mar 14, 2022
2020Mar 15, 2021
2019Mar 18, 2020
2018Mar 15, 2019
2017Mar 15, 2018
2016Mar 15, 2017
2015Mar 11, 2016

About PP&E Disclosures

The PP&E disclosure details a company's physical asset base — land, buildings, machinery, and equipment — along with the depreciation methods and useful life assumptions that determine how these costs flow through the income statement. Capitalization policy thresholds reveal management's judgment on the boundary between expense and asset, directly affecting both reported earnings and asset values.

Key signals: changes in estimated useful lives or depreciation methods can materially shift reported earnings without any operational change. Compare capital expenditures against depreciation expense — when capex consistently trails depreciation, the asset base may be aging and underinvested. Watch for large asset impairments or write-downs that signal overvalued carrying amounts. Asset retirement obligations reveal future environmental or decommissioning costs that are often underappreciated. Compare PP&E intensity (PP&E-to-revenue) against industry peers to assess capital efficiency and competitive positioning.