18. Earnings Per Share

Earnings per share was computed using the weighted average number of common shares and common share equivalents outstanding during the period.

The following table sets forth the computation of basic and diluted earnings per share attributable to class A common shares, class A common shares designated as class A-2 common shares, and class B common shares:

 

 

 

Years Ended December 31,

 

(Dollars in thousands, except share and per share data)

 

2025

 

 

2024

 

 

2023

 

Numerator:

 

 

 

 

 

 

 

 

 

Net income

 

$

25,333

 

 

$

43,241

 

 

$

25,429

 

Less: preferred stock distributions

 

 

440

 

 

 

440

 

 

 

440

 

Net income available to common shareholders

 

$

24,893

 

 

$

42,801

 

 

$

24,989

 

 

 

 

 

 

 

 

 

 

 

Denominator:

 

 

 

 

 

 

 

 

 

Weighted average shares for basic earnings per share

 

 

14,192,310

 

 

 

13,635,582

 

 

 

13,553,168

 

Non-vested restricted stock units

 

 

 

 

 

 

 

 

49,616

 

Options

 

 

68,163

 

 

 

70,133

 

 

 

63,624

 

Weighted average shares for diluted earnings per share

 

 

14,260,473

 

 

 

13,705,715

 

 

 

13,666,408

 

 

 

 

 

 

 

 

 

 

 

Net income per share available to common shareholders

 

 

 

 

 

 

 

 

 

Basic

 

$

1.75

 

 

$

3.14

 

 

$

1.84

 

Diluted

 

$

1.75

 

 

$

3.12

 

 

$

1.83

 

 

The weighted average shares outstanding used to determine dilutive earnings per share for the years ended December 31, 2025 and 2024 does not include 483,338 and 550,000 options, respectively, which were deemed to be anti-dilutive. The year ended December 31, 2023 did not have any options that were deemed to be anti-dilutive.

Historical Timeline

Fiscal YearFiled
2025Mar 10, 2026Showing above
2024Mar 11, 2025
2023Mar 15, 2024
2022Mar 15, 2023
2021Mar 16, 2022
2020Mar 12, 2021
2019Mar 6, 2020
2018Mar 14, 2019
2017Mar 9, 2018
2016Mar 10, 2017
2015Mar 14, 2016

About Earnings Per Share Disclosures

The earnings per share disclosure breaks down the calculation from net income to both basic and diluted EPS, revealing the full impact of a company's capital structure on per-share economics. The reconciliation between basic and diluted share counts exposes how many stock options, RSUs, convertible securities, and warrants are potentially dilutive to existing shareholders.

Key signals: a widening gap between basic and diluted shares indicates growing dilution from equity compensation or convertible instruments. Anti-dilutive securities excluded from the diluted calculation deserve attention — they represent latent dilution that will materialize if the stock price rises. Watch for the effect of share buybacks on per-share metrics: EPS growth driven primarily by repurchases rather than income growth signals weakening fundamentals. Compare year-over-year changes in the diluted share count against equity compensation expense to assess whether management is effectively managing dilution.