NOTE 10. INTANGIBLE ASSETS, NET

 

Intangible assets, net consist of the following as June 30, 2025:

 

 Weighted
average
useful
lives (years)
 

Remaining weighted

average useful lives

(years)

  Acquisition cost   Effect of foreign currency   Accumulated amortization   Carrying value 
Technology7 years   4.25 years  $5,119,000   $1,089,182   $2,554,906   $3,653,276 
Customer relationships3 years   0.25 years   252,000    53,619    280,151    25,468 
Trade names and trademarksIndefinite   Indefinite   92,000    19,575    -    111,575 
Total intangible assets       $5,463,000   $1,162,376   $2,835,057   $3,790,319 

 

Intangible assets, net consist of the following as of June 30, 2024:

 

  Weighted
average
useful
lives (years)
 

Remaining weighted

average useful lives

(years)

  Acquisition cost   Effect of foreign currency   Accumulated amortization   Carrying value 
Technology 7 years  5.25 years  $5,119,000   $593,026   $1,559,822   $4,152,204 
Customer relationships 3 years  1.25 years   252,000    29,194    164,030    117,164 
Trade names and trademarks Indefinite  Indefinite   92,000    10,658    -    102,658 
Total intangible assets       $5,463,000   $632,878   $1,723,852   $4,372,026 

 

Intangible assets recognized from the acquisition of IFP were allocated to the United Kingdom operating and reportable segment.

 

The cumulative balance of the accumulated amortization as of June 30, 2025 and 2024 was $ 2,835,057 and $1,723,852 respectively.

 

 

Expense related to the amortization of intangible assets charged to the consolidated statements of operations and other comprehensive income (loss) for the years ended June 30, 2025 and 2024 was $949,288 and $947,436, respectively.

 

Amortization expense for the intangible assets is expected to be as follows over the next five years, and thereafter:

 

      
2026                                                                       $885,062 
2027   859,594 
2028   859,594 
2029   859,594 
2030   214,900 
Total  $3,678,744 

 

About Goodwill & Intangibles Disclosures

Goodwill and intangible asset disclosures reveal the premium paid in acquisitions and how management assesses whether that premium retains its value. Since goodwill is no longer amortized under US GAAP, the annual impairment test is the only mechanism that adjusts carrying values downward — making the assumptions behind that test critically important for investors.

Key signals: a history of goodwill impairments suggests management consistently overpays for acquisitions. Watch the gap between reporting unit fair value and carrying amount — when fair value exceeds carrying amount by less than 10-20%, a small decline in business performance could trigger a write-down. For finite-lived intangibles, examine useful life assumptions across customer relationships, technology, and trade names; aggressive estimates inflate near-term earnings. Compare total intangibles-to-total-assets ratios against peers to assess acquisition dependency. Rising goodwill as a percentage of equity can signal balance sheet fragility.