Note 5: Fair Value of Financial Instruments

The Company had the following financial instruments as of December 31, 2025 and 2024: cash and cash equivalents, accounts receivable, accounts payable, and accrued liabilities. The carrying value of these financial instruments approximates their fair value based on the liquidity of these financial instruments and their short-term nature. Further, these financial instruments are considered at Level 1 fair value with observable inputs that reflect quoted prices for identical assets or liabilities in active markets. The following table provides information about the fair value of our cash and cash equivalents balance:

 

 

December 31,

 

(In Thousands)

 

2025

 

 

2024

 

Level 1 assets:

 

 

 

 

 

 

Cash

 

$

4,669

 

 

$

7,615

 

Money market funds

 

 

5,273

 

 

 

5,152

 

Total cash and cash equivalents

 

$

9,942

 

 

$

12,767

 

Historical Timeline

Fiscal YearFiled
2025Mar 26, 2026Showing above
2024Mar 14, 2025

About Fair Value Disclosures

Fair value disclosures classify all assets and liabilities measured at fair value into a three-level hierarchy: Level 1 (quoted market prices), Level 2 (observable inputs like yield curves), and Level 3 (unobservable inputs requiring management estimates). The proportion of Level 3 assets directly reflects how much of the balance sheet depends on internal models rather than market evidence.

Key signals: a growing Level 3 balance relative to total fair-value assets increases valuation uncertainty and earnings volatility risk. Watch for transfers between levels — assets moving from Level 2 to Level 3 often signal deteriorating market liquidity. Unrealized gains and losses on Level 3 positions flow through earnings or other comprehensive income, so large swings deserve scrutiny. For financial institutions, examine the sensitivity disclosures that show how Level 3 valuations change under alternative assumptions. Compare the fair value of debt against its carrying amount to gauge hidden leverage.