NOTE 14 - EARNINGS PER SHARE

The following table presents a reconciliation of basic and diluted earnings (losses) per common share for the periods presented (dollars in thousands, except per share amounts):

 

 

 

Years Ended December 31,

 

 

 

2025

 

 

2024

 

 

2023

 

Net income

 

$

27,976

 

 

$

28,695

 

 

$

21,848

 

Net income allocated to preferred shares

 

 

(21,077

)

 

 

(20,386

)

 

 

(19,422

)

Carrying value in excess of consideration paid for preferred shares

 

 

 

 

 

242

 

 

 

 

Net (income) loss allocable to non-controlling interest, net of taxes

 

 

(6,660

)

 

 

572

 

 

 

542

 

Net income allocable to common shares

 

$

239

 

 

$

9,123

 

 

$

2,968

 

 

 

 

 

 

 

 

 

 

 

Weighted average number of common shares outstanding:

 

 

 

 

 

 

 

 

 

Weighted average number of common shares outstanding - basic

 

 

7,129,163

 

 

 

7,261,635

 

 

 

8,024,295

 

Weighted average number of warrants outstanding (1)

 

 

 

 

 

391,995

 

 

 

391,995

 

Total weighted average number of common shares outstanding - basic

 

 

7,129,163

 

 

 

7,653,630

 

 

 

8,416,290

 

Effect of dilutive securities - unvested restricted stock

 

 

283,748

 

 

 

271,273

 

 

 

149,768

 

Weighted average number of common shares outstanding - diluted

 

 

7,412,911

 

 

 

7,924,903

 

 

 

8,566,058

 

 

 

 

 

 

 

 

 

 

 

Net income per common share - basic

 

$

0.03

 

 

$

1.19

 

 

$

0.35

 

Net income per common share - diluted

 

$

0.03

 

 

$

1.15

 

 

$

0.35

 

(1)
See Note 12 for further details regarding the warrants.

Historical Timeline

Fiscal YearFiled
2025Mar 10, 2026Showing above
2024Mar 17, 2025
2023Mar 7, 2024
2022Mar 7, 2023
2021Mar 9, 2022
2020Mar 12, 2021
2019Mar 10, 2020
2018Mar 11, 2019
2017Mar 16, 2018
2016Mar 16, 2017
2015Mar 10, 2016

About Earnings Per Share Disclosures

The earnings per share disclosure breaks down the calculation from net income to both basic and diluted EPS, revealing the full impact of a company's capital structure on per-share economics. The reconciliation between basic and diluted share counts exposes how many stock options, RSUs, convertible securities, and warrants are potentially dilutive to existing shareholders.

Key signals: a widening gap between basic and diluted shares indicates growing dilution from equity compensation or convertible instruments. Anti-dilutive securities excluded from the diluted calculation deserve attention — they represent latent dilution that will materialize if the stock price rises. Watch for the effect of share buybacks on per-share metrics: EPS growth driven primarily by repurchases rather than income growth signals weakening fundamentals. Compare year-over-year changes in the diluted share count against equity compensation expense to assess whether management is effectively managing dilution.