NOTE 9 - LEASES

In addition to the leases discussed in Note 8, the Company has operating leases for office space and office equipment. The leases have terms that expire between February 2029 and September 2029. The leases on the office space and office equipment contain options for early termination granted to the Company and the lessor. Lease payments are determined as follows:

Office space: payments are made on a fixed schedule, escalating annually, and include the Company’s responsibility for a percentage of increases in the building’s property taxes and operating expenses over the base year.
Office equipment: payments are made on a fixed schedule.

The following table summarizes the Company’s operating leases (in thousands):

 

 

 

December 31, 2025

 

 

December 31, 2024

 

Operating Leases:

 

 

 

 

 

 

Right of use assets

 

$

499

 

 

$

606

 

Lease liabilities

 

$

(544

)

 

$

(653

)

 

 

 

 

 

 

 

Weighted average remaining lease term:

 

3.7 years

 

 

4.7 years

 

Weighted average discount rate (1):

 

 

8.70

%

 

 

8.70

%

(1)
The market discount rate is used, when readily determinable, in calculating the present value of lease payments for the operating lease liability. Otherwise, the incremental borrowing rate on the commencement date is used.

 

The following table summarizes the Company’s operating lease costs and cash payments during the periods indicated (in thousands):

 

 

 

Year Ended December 31, 2025

 

 

Year Ended December 31, 2024

 

 

Year Ended December 31, 2023

 

Lease Cost:

 

 

 

 

 

 

 

 

 

Operating lease cost

 

$

160

 

 

$

160

 

 

$

194

 

 

 

 

 

 

 

 

 

 

 

Other Information:

 

 

 

 

 

 

 

 

 

Cash paid for amounts included in the measurement of lease liabilities

 

 

 

 

 

 

 

 

 

Operating cash flows from operating leases

 

$

159

 

 

$

155

 

 

$

151

 

The following table summarizes the Company’s operating leases cash flow obligations on an undiscounted, annual basis (in thousands):

 

 

 

Operating Leases

 

2026

 

$

166

 

2027

 

 

170

 

2028

 

 

174

 

2029

 

 

132

 

Subtotal

 

 

642

 

Less: impact of discount

 

 

(98

)

Total

 

$

544

 

Historical Timeline

Fiscal YearFiled
2025Mar 10, 2026Showing above
2024Mar 17, 2025
2023Mar 7, 2024
2022Mar 7, 2023
2021Mar 9, 2022

About Leases Disclosures

Lease disclosures under ASC 842 provide a comprehensive view of a company's leased asset portfolio, including the split between operating and finance leases, discount rates used to present-value future payments, and the maturity schedule of lease obligations. This section reveals a significant source of off-balance-sheet commitments that were largely hidden before the current standard.

Key signals: the weighted-average discount rate affects the size of recorded lease liabilities — a higher rate reduces the reported obligation, so compare the chosen rate against the company's incremental borrowing rate. The operating versus finance lease mix affects both EBITDA and operating income presentation. Watch the maturity table for concentration risk: large payment cliffs in specific years may create cash flow pressure. Variable lease payments excluded from the liability measurement represent real obligations that do not appear on the balance sheet. Compare total lease costs against prior-year operating lease expense to assess the true economic burden.