3. Fair Value of Assets and Liabilities

The following table presents information about the Company’s financial assets and liabilities measured at fair value on a recurring basis and indicates the level of the fair value hierarchy utilized to determine such fair values as of December 31, 2024 and 2023 (in thousands):

Description

 

December 31,
2024

 

 

Quoted prices
active
markets
for identical
assets
(Level 1)

 

 

Significant
other
observable
inputs
(Level 2)

 

 

Significant
other
observable
inputs
(Level 3)

 

Financial assets

 

 

 

 

 

 

 

 

 

 

 

 

Cash equivalents:

 

 

 

 

 

 

 

 

 

 

 

 

Money market funds

 

 

30,845

 

 

$

30,845

 

 

$

 

 

$

 

Marketable securities:

 

 

 

 

 

 

 

 

 

 

 

 

  U.S. Government agencies

 

 

119,401

 

 

 

 

 

 

119,401

 

 

 

 

Total financial assets

 

$

150,246

 

 

$

30,845

 

 

$

119,401

 

 

$

 

 

Description

 

December 31,
2023

 

 

Quoted prices
active
markets
for identical
assets
(Level 1)

 

 

Significant
other
observable
inputs
(Level 2)

 

 

Significant
other
observable
inputs
(Level 3)

 

Financial assets

 

 

 

 

 

 

 

 

 

 

 

 

Cash equivalents:

 

 

 

 

 

 

 

 

 

 

 

 

Money market funds

 

$

40,551

 

 

$

40,551

 

 

$

 

 

$

 

Marketable securities:

 

 

 

 

 

 

 

 

 

 

 

 

  Commercial paper

 

 

9,137

 

 

 

 

 

 

9,137

 

 

 

 

  Corporate bonds

 

 

6,187

 

 

 

 

 

 

6,187

 

 

 

 

  U.S. Government agencies

 

 

166,002

 

 

 

 

 

 

166,002

 

 

 

 

  Yankee bonds

 

 

2,982

 

 

 

 

 

 

2,982

 

 

 

 

  Asset-backed securities

 

 

779

 

 

 

 

 

 

779

 

 

 

 

Total financial assets

 

$

225,638

 

 

$

40,551

 

 

$

185,087

 

 

$

 

 

There have been no transfers between levels for the years ended December 31, 2024 and 2023.

About Fair Value Disclosures

Fair value disclosures classify all assets and liabilities measured at fair value into a three-level hierarchy: Level 1 (quoted market prices), Level 2 (observable inputs like yield curves), and Level 3 (unobservable inputs requiring management estimates). The proportion of Level 3 assets directly reflects how much of the balance sheet depends on internal models rather than market evidence.

Key signals: a growing Level 3 balance relative to total fair-value assets increases valuation uncertainty and earnings volatility risk. Watch for transfers between levels — assets moving from Level 2 to Level 3 often signal deteriorating market liquidity. Unrealized gains and losses on Level 3 positions flow through earnings or other comprehensive income, so large swings deserve scrutiny. For financial institutions, examine the sensitivity disclosures that show how Level 3 valuations change under alternative assumptions. Compare the fair value of debt against its carrying amount to gauge hidden leverage.