The following is a summary of bank premises and equipment (in thousands):
 
    
Useful Life
 
  
December 31,
 
      
 
  
2020
    
2019
 
Land
  
 
 
   $ 34,266      $ 30,800  
Buildings
  
 
20 to 40 years
 
     148,630        138,110  
Furniture and equipment
  
 
3 to 10 years
 
     57,283        60,200  
Leasehold improvements
  
 
Lesser of lease
 
term
or 5 to 15 years
 
     3,016        3,364  
    
 
 
 
  
 
 
    
 
 
 
    
 
 
 
     243,195        232,474  
Less
:
 accumulated depreciation and amortization
 
     (100,926      (101,452
    
 
 
 
  
 
 
    
 
 
 
Total Bank Premises and Equipment
 
   $ 142,269      $ 131,022  
    
 
 
 
  
 
 
    
 
 
 
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Historical Timeline

Fiscal YearFiled
2020Feb 22, 2021Showing above
2018Feb 19, 2019
2016Feb 17, 2017
2015Feb 19, 2016

About PP&E Disclosures

The PP&E disclosure details a company's physical asset base — land, buildings, machinery, and equipment — along with the depreciation methods and useful life assumptions that determine how these costs flow through the income statement. Capitalization policy thresholds reveal management's judgment on the boundary between expense and asset, directly affecting both reported earnings and asset values.

Key signals: changes in estimated useful lives or depreciation methods can materially shift reported earnings without any operational change. Compare capital expenditures against depreciation expense — when capex consistently trails depreciation, the asset base may be aging and underinvested. Watch for large asset impairments or write-downs that signal overvalued carrying amounts. Asset retirement obligations reveal future environmental or decommissioning costs that are often underappreciated. Compare PP&E intensity (PP&E-to-revenue) against industry peers to assess capital efficiency and competitive positioning.