Note 11  Goodwill and Intangible Assets

 

2025 Impairments

During the third quarter of 2025,we completed our annual review of indefinite-lived intangible assets for potential impairment using a quantitative assessment for all of our reporting units. The fair value of each asset was estimated using a weighting of a discounted cash flow model and prices of comparable businesses. As a result of this review, we concluded the carrying value of the MRI trade name exceeded its estimated fair value resulting in an impairment charge of $230 thousand. The related impairment was primarily due to a decrease in revenue attributable to the related business.

 

On December 1, 2025, HQ MRI Corporation ("HQ MRI"), a wholly-owned subsidiary of HQI entered into a contribution agreement (the "Contribution Agreement") with MRINetwork Operations, LLC ("MRI Operations") which resulted in the transfer of certain assets and liabilities associated with MRI to MRI Operations. Management deemed this a triggering event that led us to review the carrying value of intangible assets related to MRI. As a result of this review we concluded that the carrying amount of franchise agreements acquired in the MRI acquisition exceeded their estimated fair value resulting in an impairment charge of approximately $294 thousand. Also as a result of this review we concluded the carrying amount of the MRI trade name exceeded its estimated fair value resulting in an impairment charge of $150 thousand. These related impairments were attributable to decreased cash flows resulting from the Contribution Agreement.

 

The combined impairment charges of approximately $674 thousand is reflected in the line item, "Goodwill and intangible asset impairment charge," in our Consolidated Statements of Income for the twelve months ended December 31, 2025.

 

2024 Impairments

During the third quarter of 2024, we completed our annual review of goodwill for potential impairment using a quantitative assessment for all of our reporting units. The fair value of each reporting unit was estimated using a weighting of a discounted cash flow model and prices of comparable businesses. As a result of this review, we concluded that the carrying value of our MRI reporting unit exceeded its estimated fair value resulting in an impairment charge of approximately $4.8 million. The goodwill impairment was primarily attributable to industry and market conditions effecting the overall financial performance of the reporting unit. These industry and market conditions were deemed a triggering event that led us to also review the fair value of certain indefinite-lived intangible assets related to the MRI reporting unit. As a result of this review we concluded the carrying value of the trade name related to MRI exceeded its estimated fair value resulting in an impairment charge of approximately $1.2 million. The related impairment was primarily attributable to industry and market conditions effecting the overall financial performance of the reporting unit.

 

The combined impairment charge of approximately $6.0 million is reflected in the line item, "Goodwill and intangible asset impairment charge," in our Consolidated Statements of Income for the twelve months ended December 31, 2024.

 

The balance for the franchise agreements related to MRI was approximately $3.7 million and $4.9 million at December 31, 2025 and  December 31, 2024, respectively. The balance for the trade name related to MRI was approximately $560 thousand and $940 thousand at December 31, 2025 and  December 31, 2024, respectively.

 

Goodwill

There were no charge to goodwill in 2025. The table below reflects our goodwill and changes in the carrying value (in thousands):

 

Goodwill balance at December 31, 2023

 $5,870 

Goodwill recorded in acquisition of RTS

  558 

Impairment charge during 2024

  (4,795)

Goodwill balance at December 31, 2024

  1,633 

Impairment charge during 2025

  - 

Goodwill balance at December 31, 2025

 $1,633 
     

Goodwill before impairment

 $6,428 

Accumulated impairment charge

  (4,795)

Goodwill balance at December 31, 2025

 $1,633 

 

Intangible Assets

The following table reflects our intangible assets:

 

      

December 31, 2025

  

December 31, 2024

 

(in thousands except useful life)

 Estimated useful life   Gross   Accumulated amortization and impairment   Net   Gross   Accumulated amortization   Net 

Finite-lived intangible assets:

                            

Franchise agreements

 15 years  $25,556  $(8,314) $17,242  $25,556  $(5,819) $19,737 

Purchased software

 7 years   3,200   (1,943) $1,257   3,200   (1,486)  1,714 

Internally developed software

 5 years   3,125   (1,588) $1,537   3,125   (963)  2,162 

Total finite-lived intangible assets

     $31,881  $(11,845) $20,036  $31,881  $(8,268) $23,613 

Indefinite-lived intangible assets:

                            

Domain name

 

Indefinite

  $2,226  $-  $2,226  $2,226  $-  $2,226 

Trade name

 Indefinite   3,580   (1,620) $1,960   3,580   (1,240)  2,340 

Total intangible assets

     $37,687  $(13,465) $24,222  $37,687  $(9,508) $28,179 

 

Amortization expense related to intangible assets totaled approximately $2.9 million and $2.6 million during the year ended December 31, 2025 and December 31, 2024, respectively.

 

The following table provides the estimated future amortization of finite-lived intangible assets as of December 31, 2025 (in thousands):

 

2026

 $2,893 

2027

  2,855 

2028

  2,318 

2029

  1,971 

2030

  1,811 

Thereafter

  8,188 

Total future amortization

 $20,036 

  

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Historical Timeline

Fiscal YearFiled
2025Mar 31, 2026Showing above
2024Mar 27, 2025
2020Mar 25, 2021

About Goodwill & Intangibles Disclosures

Goodwill and intangible asset disclosures reveal the premium paid in acquisitions and how management assesses whether that premium retains its value. Since goodwill is no longer amortized under US GAAP, the annual impairment test is the only mechanism that adjusts carrying values downward — making the assumptions behind that test critically important for investors.

Key signals: a history of goodwill impairments suggests management consistently overpays for acquisitions. Watch the gap between reporting unit fair value and carrying amount — when fair value exceeds carrying amount by less than 10-20%, a small decline in business performance could trigger a write-down. For finite-lived intangibles, examine useful life assumptions across customer relationships, technology, and trade names; aggressive estimates inflate near-term earnings. Compare total intangibles-to-total-assets ratios against peers to assess acquisition dependency. Rising goodwill as a percentage of equity can signal balance sheet fragility.