OPERATING LEASES
The company leases office space in almost all its business locations and data centers and has certain equipment under non-cancelable operating leases. The operating leases have a weighted-average remaining lease term of 9.69 years for the year ended December 31, 2025 (2024: 9.93 years) and generally include one or more options to renew, with renewal terms that can extend the lease term from 1 to 10 years. Certain lease arrangements include an option to terminate the lease if a notification is provided to the landlord within 1 to 3.2 years prior to the end of the lease term. The company has sole discretion in exercising lease renewal and termination options. The lease terms used in the company’s lease measurements do not include renewal options as they are not reasonably certain to be exercised as of the date of this report.

The company elected to combine lease and non-lease components in calculating the lease liability and right-of-use asset for operating leases.

Variable lease payments are determined based on the terms and conditions outlined in the lease contracts and are primarily determined in relation to the extent of the company’s usage of the right-of-use asset or the nature and extent of services received from the lessor. Variable lease costs consists primarily of common area maintenance and other operating expenses as negotiated with the lessor.

As of December 31, 2025, the right-of-use asset of $297.2 million was included in Other assets, and the lease liability of $406.7 million was included in Accounts payable and accrued expenses, on the Consolidated Balance Sheets.

The components of lease expense for the years ended December 31, 2025, 2024 and 2023 were as follows:
(in millions)202520242023
Operating lease cost$67.2 $73.7 $75.4 
Variable lease cost23.627.925.9
Less: sublease income(1.2)(1.9)(2.3)
Total lease expense$89.6 $99.7 $99.0 
Supplemental cash flow information related to leases for the years ended December 31, 2025 and 2024 was as follows:

(in millions)20252024
Cash outflows from operating leases included in the measurement of lease liabilities$72.1 $75.0 
Right-of-use assets obtained in exchange for new operating lease liabilities$11.1 $57.2 

In determining the discount rate, the company considered the interest rate yield for specific interest rate environments and the company’s credit spread at the inception of the lease.

The weighted-average discount rate for the operating lease liability for the year ended December 31, 2025 was 4.49% (2024: 4.42%).

As of December 31, 2025, the maturities of the company’s lease liabilities (primarily related to real estate leases) were as follows:

(in millions)
2026$66.6 
202761.1 
202853.1 
202941.7 
203042.1 
Thereafter235.3 
Total lease payments499.9 
Less: interest(93.2)
Present value of lease liabilities$406.7 

About Leases Disclosures

Lease disclosures under ASC 842 provide a comprehensive view of a company's leased asset portfolio, including the split between operating and finance leases, discount rates used to present-value future payments, and the maturity schedule of lease obligations. This section reveals a significant source of off-balance-sheet commitments that were largely hidden before the current standard.

Key signals: the weighted-average discount rate affects the size of recorded lease liabilities — a higher rate reduces the reported obligation, so compare the chosen rate against the company's incremental borrowing rate. The operating versus finance lease mix affects both EBITDA and operating income presentation. Watch the maturity table for concentration risk: large payment cliffs in specific years may create cash flow pressure. Variable lease payments excluded from the liability measurement represent real obligations that do not appear on the balance sheet. Compare total lease costs against prior-year operating lease expense to assess the true economic burden.