Components of premises and equipment at December 31 are as follows:

2025

2024

(In Thousands)

Land and improvements

$

4,022

$

3,902

Buildings and improvements

28,380

26,195

Furniture and equipment

13,507

11,160

45,909

41,257

Accumulated depreciation

(22,938)

(21,600)

$

22,971

$

19,657

Free Sentinel

Want the next NORWOOD FINANCIAL CORP pp&e disclosure the moment it drops?

Set a Sentinel and we'll alert you the moment NORWOOD FINANCIAL CORP's next filing hits EDGAR. No credit card, your email never gets sold.

Track for free

Historical Timeline

Fiscal YearFiled
2025Mar 13, 2026Showing above
2024Mar 14, 2025
2022Mar 17, 2023
2020Mar 9, 2021

About PP&E Disclosures

The PP&E disclosure details a company's physical asset base — land, buildings, machinery, and equipment — along with the depreciation methods and useful life assumptions that determine how these costs flow through the income statement. Capitalization policy thresholds reveal management's judgment on the boundary between expense and asset, directly affecting both reported earnings and asset values.

Key signals: changes in estimated useful lives or depreciation methods can materially shift reported earnings without any operational change. Compare capital expenditures against depreciation expense — when capex consistently trails depreciation, the asset base may be aging and underinvested. Watch for large asset impairments or write-downs that signal overvalued carrying amounts. Asset retirement obligations reveal future environmental or decommissioning costs that are often underappreciated. Compare PP&E intensity (PP&E-to-revenue) against industry peers to assess capital efficiency and competitive positioning.