The following table provides a summary of premises and equipment by asset type.
  
September 30, 2025
September 30, 2024
 
Estimated
Useful Life
in Years
(In thousands)
Land
$89,450
$88,055
Buildings
10 - 40
210,017
203,567
Leasehold improvements
5 - 15
33,473
31,729
Furniture, software and equipment
2 - 10
111,497
99,033
444,437
422,384
Less accumulated depreciation and amortization
(183,166)
(174,483)
$261,271
$247,901

Historical Timeline

Fiscal YearFiled
2025Nov 18, 2025Showing above
2024Nov 20, 2024
2023Nov 17, 2023
2022Nov 18, 2022
2021Nov 19, 2021
2019Nov 20, 2019
2017Nov 21, 2017
2016Nov 21, 2016
2015Dec 3, 2015

About PP&E Disclosures

The PP&E disclosure details a company's physical asset base — land, buildings, machinery, and equipment — along with the depreciation methods and useful life assumptions that determine how these costs flow through the income statement. Capitalization policy thresholds reveal management's judgment on the boundary between expense and asset, directly affecting both reported earnings and asset values.

Key signals: changes in estimated useful lives or depreciation methods can materially shift reported earnings without any operational change. Compare capital expenditures against depreciation expense — when capex consistently trails depreciation, the asset base may be aging and underinvested. Watch for large asset impairments or write-downs that signal overvalued carrying amounts. Asset retirement obligations reveal future environmental or decommissioning costs that are often underappreciated. Compare PP&E intensity (PP&E-to-revenue) against industry peers to assess capital efficiency and competitive positioning.