NOTE 23 Earnings Per Share

 

The calculation of basic and diluted earnings per share using the two-class method for the years ending December 31, 2025, 2024, and 2023 is presented below:

 

  

Year ended

 
  

December 31,

 

(dollars and shares in thousands, except per share data)

 

2025

  

2024

  

2023

 

Net income

 $17,439  $17,780  $11,696 

Dividends and undistributed earnings allocated to participating securities

  (29)  37   (5)

Net income available to common stockholders

 $17,468  $17,743  $11,701 

Weighted-average common shares outstanding for basic earnings per share

  25,380   21,047   19,922 

Dilutive effect of stock-based awards

  317   274   221 

Weighted-average common shares outstanding for diluted earnings per share

  25,697   21,321   20,143 

Earnings per common share:

            

Basic earnings per common share

 $0.69  $0.84  $0.59 

Diluted earnings per common share

 $0.68  $0.83  $0.58 

  

Historical Timeline

Fiscal YearFiled
2025Mar 4, 2026Showing above
2024Mar 14, 2025
2023Mar 8, 2024
2022Mar 13, 2023
2021Mar 11, 2022
2020Mar 12, 2021
2019Mar 26, 2020

About Earnings Per Share Disclosures

The earnings per share disclosure breaks down the calculation from net income to both basic and diluted EPS, revealing the full impact of a company's capital structure on per-share economics. The reconciliation between basic and diluted share counts exposes how many stock options, RSUs, convertible securities, and warrants are potentially dilutive to existing shareholders.

Key signals: a widening gap between basic and diluted shares indicates growing dilution from equity compensation or convertible instruments. Anti-dilutive securities excluded from the diluted calculation deserve attention — they represent latent dilution that will materialize if the stock price rises. Watch for the effect of share buybacks on per-share metrics: EPS growth driven primarily by repurchases rather than income growth signals weakening fundamentals. Compare year-over-year changes in the diluted share count against equity compensation expense to assess whether management is effectively managing dilution.