Premises and equipment were comprised of the following as of the dates presented.

 

December 31,

 

 

2025

 

 

2024

 

 

(Dollars in thousands)

 

Land

 

$

8,144

 

 

$

8,136

 

Bank premises

 

 

48,058

 

 

 

48,950

 

Furniture and equipment

 

 

22,011

 

 

 

28,103

 

Premises and equipment, gross

 

 

78,213

 

 

 

85,189

 

Accumulated depreciation and amortization

 

 

(51,708

)

 

 

(57,646

)

Premises and equipment, net

 

$

26,505

 

 

$

27,543

 

Historical Timeline

Fiscal YearFiled
2025Feb 27, 2026Showing above
2024Feb 28, 2025
2023Feb 28, 2024
2022Feb 28, 2023
2021Mar 1, 2022
2020Mar 1, 2021
2019Mar 2, 2020
2018Mar 1, 2019
2017Mar 1, 2018
2016Mar 1, 2017
2015Feb 29, 2016

About PP&E Disclosures

The PP&E disclosure details a company's physical asset base — land, buildings, machinery, and equipment — along with the depreciation methods and useful life assumptions that determine how these costs flow through the income statement. Capitalization policy thresholds reveal management's judgment on the boundary between expense and asset, directly affecting both reported earnings and asset values.

Key signals: changes in estimated useful lives or depreciation methods can materially shift reported earnings without any operational change. Compare capital expenditures against depreciation expense — when capex consistently trails depreciation, the asset base may be aging and underinvested. Watch for large asset impairments or write-downs that signal overvalued carrying amounts. Asset retirement obligations reveal future environmental or decommissioning costs that are often underappreciated. Compare PP&E intensity (PP&E-to-revenue) against industry peers to assess capital efficiency and competitive positioning.