Premises and equipment are summarized as follows:

 

(Dollars in thousands)

 

December 31, 2025

 

 

December 31, 2024

 

Leasehold improvements

 

$

15,203

 

 

$

15,166

 

Building and land

 

 

10,382

 

 

 

13,526

 

Construction and fixed assets in progress

 

 

40

 

 

 

154

 

Furniture and equipment

 

 

9,049

 

 

 

8,770

 

Computer software

 

 

3,141

 

 

 

3,047

 

 

$

37,815

 

 

$

40,663

 

Less: accumulated depreciation and amortization

 

 

(26,128

)

 

 

(25,280

)

 

$

11,687

 

 

$

15,383

 

Historical Timeline

Fiscal YearFiled
2025Mar 27, 2026Showing above
2024Mar 28, 2025
2023Mar 28, 2024
2022Mar 29, 2023
2021Mar 25, 2022
2020Mar 19, 2021
2019Mar 12, 2020
2018Mar 15, 2019
2017Mar 27, 2018
2016Mar 27, 2017
2015Mar 30, 2016

About PP&E Disclosures

The PP&E disclosure details a company's physical asset base — land, buildings, machinery, and equipment — along with the depreciation methods and useful life assumptions that determine how these costs flow through the income statement. Capitalization policy thresholds reveal management's judgment on the boundary between expense and asset, directly affecting both reported earnings and asset values.

Key signals: changes in estimated useful lives or depreciation methods can materially shift reported earnings without any operational change. Compare capital expenditures against depreciation expense — when capex consistently trails depreciation, the asset base may be aging and underinvested. Watch for large asset impairments or write-downs that signal overvalued carrying amounts. Asset retirement obligations reveal future environmental or decommissioning costs that are often underappreciated. Compare PP&E intensity (PP&E-to-revenue) against industry peers to assess capital efficiency and competitive positioning.